OAKLAND — Garrett County government is paying a lower liability insurance premium this fiscal year, resulting in a $98,639 savings to county departments.
The annual premium decreased by 18 percent from the previous year, the county commissioners announced in a news release Tuesday.
The Local Government Insurance Trust, the county’s liability insurer, offers longevity and loss control credits toward the annual premium. The trust also offered for the first time a $1 million limit for excess liability at no additional charge. This saved the county $8,000 on the annual premium.
Liability claims and losses have been down for all county departments, which contributes to the decease of the premiums, the commissioners said.
Garrett County has been a member of the trust’s self-insurance program since 1987. The trust was founded by the Maryland Association of Counties and Maryland Municipal League to assist local governments with securing affordable insurance.
Local News
Garrett County saving money thanks to lower premium
Liability insurance costs drop 18 percent
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